Depositing checks has never been easier! Next time, skip the trip to the bank and deposit checks into your checking account wherever you are whenever you want. Mobile Deposit is the most convenient, easy and secure way to deposit checks. If you haven’t already enrolled for Mobile Banking, sign up today and look for the Mobile Deposit feature located on your mobile app!
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How Mobile Deposit Works
Mobile Deposit Tips
Mobile Deposit FAQ
What do I need to use Mobile Deposits?
To use Mobile Deposits, you’ll need the following:
Why did my check get rejected?
Your check could have been rejected for several reasons including:
What are Mobile Deposits?
With Pickens Savings and Loan Mobile Deposits, you can make a secure deposit into your checking account using the Touchbanking App from your smartphone.
How do I know my deposit was received?
At any time, you can see the status of the deposit by selecting Deposits and then View Deposit History. Once your deposit is accepted, it will turn green within Deposit History. Funds deposited through Mobile Deposits will generally be available for withdrawal one to three (1-3) business days from the day of the deposit.
Do I have to endorse my check before I deposit through Mobile Deposits?
Yes. You will need to include on the back of each check your signature and include “For Mobile Deposit Only” (or if available, check the box that reads: “Check here if mobile deposit”). Please make no other alterations to the check.
What types of checks can I deposit through Mobile Deposits?
You can deposit checks payable in U.S. dollars and drawn at any U.S. bank, including personal and business checks. The check must also be payable to, and endorsed by, the account holder.
What types of checks can I not deposit through Mobile Deposits?
When will my deposit be available if I use Mobile Deposits?
Funds deposited through Mobile Deposits will generally be available for withdrawal one to three (1-3) business days from the day of the deposit. However, funds may not be made available to you for longer periods of time under certain circumstances. Deposits are subject to limits, verification and other restrictions, as outlined in the Pickens Savings and Loan’s Mobile Banking Agreement.
How will I know if there’s a problem with my mobile deposit after I submit it?
At any time, you can see the status of your Mobile Deposits by selecting Deposits and then Deposit History within your Touchbanking App. If your check is rejected you will be notified by email from firstname.lastname@example.org to the email address associated with your Online Banking account or by a phone call from our Customer Service Department.
What should I do with my paper check after I deposit it using Mobile Deposits?
Securely store your check for 14 calendar days after your deposit (this allows sufficient time in case the original check is required for any reason). After 14 calendar days, destroy or shred the check.
Are there any fees for using Mobile Deposits?
There are no fees to use Pickens Savings and Loan Mobile Deposits. Please check with your wireless provider about carrier and web access charges.
Is there a limit to how much I can deposit through Mobile Deposits?
Mobile Deposits are limited to a total of $1,500 per day. Deposit limits are subject to change from time to time and may vary depending on account type.
How many checks can I deposit at one time with Mobile Deposit?
There is no limit on the number of checks you may deposit, as long as you have not exceeded your daily total deposit amount.
How secure is Mobile Deposits?
Your scanned check is transmitted securely through the Touchbanking App. It is encrypted and pictures are never stored on your mobile device.
I’ve received the error “Sorry, we can’t read that check”. What can I do to fix the issue?
What should I do if I continue to receive the same error?
Take your check to our branch location at 205 E Cedar Rock Street, Pickens, SC 29671 to make your deposit. Our Customer Service Team will be happy to assist you.